Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
86.91
75.17
62.35
39.64
25.11
DPS(Rs)
15.90
13.70
11.30
7.10
4.00
Book NAV/Share(Rs)
515.07
434.06
371.08
316.22
282.35
Yield on Advances
11.55
11.61
10.74
10.38
11.12
Cost of Liabilities
4.97
4.63
3.81
3.44
3.76
NIM
2.79
2.88
2.93
2.69
2.75
Interest Spread
6.58
6.97
6.93
6.94
7.36
ROA(%)
1.12
1.07
1.00
0.71
0.54
ROE(%)
18.66
18.97
18.44
13.61
10.13
ROCE(%)
13.76
13.20
12.46
8.77
7.08
Cost Income Ratio
65.28
70.45
66.98
69.53
65.60
Core Cost Income Ratio
68.58
73.47
67.03
71.21
67.81
Operating Costs to Assets
3.23
3.50
3.19
3.25
3.10
PER(x)
8.88
10.01
8.40
12.45
14.51
PCE(x)
8.30
9.34
7.76
11.01
11.63
Price/Book(x)
1.50
1.73
1.41
1.56
1.29
Yield(%)
2.06
1.82
2.16
1.44
1.10
EV/Net Sales(x)
2.65
2.99
2.82
3.07
2.73
EV/Core EBITDA(x)
10.33
13.25
10.56
11.64
9.62
EV/EBIT(x)
3.19
3.74
3.72
4.32
4.02
EV/CE(x)
1.21
1.28
1.16
0.17
0.16
M Cap / Sales
1.40
1.53
1.33
1.52
1.17
Core Operating Income Growth
5.87
11.56
20.25
9.56
12.30
Net Profit Growth
15.97
20.47
55.57
49.74
33.58
BVPS Growth
18.66
16.97
17.35
12.00
10.86
Advances Growth
12.33
15.80
16.96
11.74
5.32
EPS Growth(%)
15.62
20.55
57.31
57.88
13.34
Cash / Deposits(x)
0.04
0.05
0.06
0.08
0.06
Investment / Deposits(x)
0.41
0.42
0.43
0.43
0.43
IncLoan / Deposits(x)
11.23
12.88
11.66
10.99
11.68
Net NPAs (funded) to Net Advances (%)