Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
33.06
115.34
95.93
62.03
37.89
DPS(Rs)
0.00
16.50
14.00
8.50
5.00
Book NAV/Share(Rs)
826.68
806.97
704.46
615.79
558.36
Yield on Advances
14.11
13.33
12.54
12.89
13.64
Cost of Liabilities
6.38
5.82
4.88
4.64
5.04
NIM
3.67
4.24
4.09
3.96
3.99
Interest Spread
7.73
7.51
7.67
8.25
8.60
ROA(%)
0.48
1.85
1.73
1.26
0.87
ROE(%)
4.05
15.28
14.54
10.57
7.62
ROCE(%)
6.65
14.34
13.07
10.33
8.35
Cost Income Ratio
60.10
47.14
44.04
41.67
40.73
Core Cost Income Ratio
61.69
47.95
44.01
42.68
43.99
Operating Costs to Assets
2.90
2.75
2.48
2.32
2.25
PER(x)
19.65
13.49
11.13
15.08
25.18
PCE(x)
16.28
12.83
10.56
14.05
22.65
Price/Book(x)
0.79
1.93
1.52
1.52
1.71
Yield(%)
0.00
1.06
1.31
0.91
0.52
EV/Net Sales(x)
2.14
3.69
3.63
3.89
4.31
EV/Core EBITDA(x)
9.78
10.63
9.15
9.19
10.54
EV/EBIT(x)
3.15
4.55
4.59
5.38
6.45
EV/CE(x)
0.88
1.53
1.27
0.30
0.34
M Cap / Sales
1.04
2.65
2.28
2.35
2.54
Core Operating Income Growth
-7.69
17.19
17.27
10.89
12.18
Net Profit Growth
-71.31
20.61
54.92
63.99
-34.28
BVPS Growth
2.44
14.55
14.40
10.29
14.75
Advances Growth
0.50
18.41
21.28
12.44
2.81
EPS Growth(%)
-71.34
20.23
54.66
63.72
-41.06
Cash / Deposits(x)
0.12
0.05
0.13
0.21
0.07
Investment / Deposits(x)
0.28
0.28
0.25
0.24
0.27
IncLoan / Deposits(x)
13.07
12.38
14.58
16.13
20.06
Net NPAs (funded) to Net Advances (%)